Average Insurance underwriters Salary in Cardiff / Caerdydd
ONS ASHE 2025 · Wales region · Updated October 2025
How Cardiff / Caerdydd compares
The median pay for insurance underwriterss in the Wales stood at £27,258 in 2025, placing them 29.5% below the UK-wide figure of £38,666. In practical terms, living costs in the Wales run 10.0% below average. That means £27,258 stretches to roughly £30,287 in real spending power. Compared to the Cardiff / Caerdydd average across all roles (£33,599), insurance underwriterss take home 18.9% less.
Cost of Living Adjustment
After adjusting for the regional cost of living (Wales index: 90, UK=100), a salary of £27,258 has an effective purchasing power of approximately £30,287 — equivalent to earning that amount in an area with average UK costs. The cost of living in the Wales is 10.0% below the UK average.
Insurance underwriters salary across UK regions
Insurance underwriters salary in areas near Cardiff / Caerdydd
Salary data is by ONS region. Cardiff / Caerdydd is in the Wales region. Below are neighbouring regions — click to explore salaries there.
Insurance underwriters Salary Guide
The full salary guide includes regional breakdowns, cost-of-living adjustments, year-on-year trends, and in-depth FAQs.
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Frequently Asked Questions
What is the average insurance underwriters salary in Cardiff / Caerdydd?
The median insurance underwriters salary in the Wales (which includes Cardiff / Caerdydd) is £27,258 per year, based on ONS ASHE 2025 data. The mean salary is typically higher due to top earners pulling the average up.
How does insurance underwriters pay in Cardiff / Caerdydd compare to the UK average?
Insurance underwriters in the Wales earn 29.5% below the national median of £38,666. Other regions such as London and the South East typically offer higher salaries for this role.
Is insurance underwriters a well-paid job in Cardiff / Caerdydd compared to other roles?
The average salary across all jobs in Cardiff / Caerdydd is £33,599. Insurance underwriters in the Wales earn £27,258, which is 18.9% below the local average across all occupations.
About this data
Salary figures for insurance underwriterss cover the Wales region. The all-jobs average is specific to Cardiff / Caerdydd. Source: ONS ASHE 2025. Methodology.