Average Insurance underwriters Salary in Birmingham
ONS ASHE 2025 · West Midlands region · Updated October 2025
How Birmingham compares
In practical terms, a insurance underwriters in the West Midlands earned a median of £36,171 during 2025, which works out to 6.5% below the UK-wide median of £38,666. In practical terms, living costs in the West Midlands run 8.5% below average. That means £36,171 stretches to roughly £39,531 in real spending power. Compared to the Birmingham average across all roles (£33,374), insurance underwriterss take home 8.4% more.
Cost of Living Adjustment
After adjusting for the regional cost of living (West Midlands index: 91.5, UK=100), a salary of £36,171 has an effective purchasing power of approximately £39,531 — equivalent to earning that amount in an area with average UK costs. The cost of living in the West Midlands is 8.5% below the UK average.
Insurance underwriters salary across UK regions
Insurance underwriters salary in areas near Birmingham
Salary data is by ONS region. Birmingham is in the West Midlands region. Below are neighbouring regions — click to explore salaries there.
Insurance underwriters Salary Guide
The full salary guide includes regional breakdowns, cost-of-living adjustments, year-on-year trends, and in-depth FAQs.
Read the full Insurance underwriters salary guide →Find Insurance underwriters jobs in Birmingham
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Frequently Asked Questions
What is the average insurance underwriters salary in Birmingham?
The median insurance underwriters salary in the West Midlands (which includes Birmingham) is £36,171 per year, based on ONS ASHE 2025 data. The mean salary is typically higher due to top earners pulling the average up.
How does insurance underwriters pay in Birmingham compare to the UK average?
Insurance underwriters in the West Midlands earn 6.5% below the national median of £38,666. Other regions such as London and the South East typically offer higher salaries for this role.
Is insurance underwriters a well-paid job in Birmingham compared to other roles?
The average salary across all jobs in Birmingham is £33,374. Insurance underwriters in the West Midlands earn £36,171, which is 8.4% above the local average across all occupations.
About this data
Salary figures for insurance underwriterss cover the West Midlands region. The all-jobs average is specific to Birmingham. Source: ONS ASHE 2025. Methodology.